Improve your lending skills by learning how to read and interpret complex financial statements.This important topic emphasizes a practical approach to correctly interpret financial statements from a creditor's perspective.Loan officers, credit analysts, and other related parties are required to analyze financial statements as part of their function in underwriting business loans and credit arrangements. You will be provided with the required tools to correctly interpret the financial statements from a creditor perspective, which will help you improve your lending skills.
The Four Financial Statements:
• Income Statement
• Statement of Retained Earnings
• Balance Sheet
• Statement of Cash Flows
Types or Quality of Financial Statements
Notes to the Financial Statements
A "Five-Step" Financial Statement Analysis Model Covering
• Operating Performance
• Cash Flow
The "Z-Score" and "Sustainable Growth" Models
David L. Osburn, M.B.A., CCRA with Osburn & Associates, LLC
CLE (Please check the Detailed Credit Information page for states that have already been approved) ,Additional credit may be available upon request.